Lone Oak Payroll Bank Holidays

Overview

This page is designed to help Lone Oak Payroll clients understand how banking holidays affect payroll processing.

On a banking holiday, financial transactions cannot be processed. This includes ACH file uploads, wire transfers, and check dates that fall on the holiday. While Lone Oak Payroll is closed on some of these holidays, we remain open on others. When we are open, our team will continue to respond to requests, post payrolls, and perform daily processing activities that do not involve financial transactions.

The table below outlines each banking holiday for the current year.

*Note* Please refer to the “Notes” section for specific guidance on how each holiday may affect your payroll schedule and deadlines.


Lone Oak Payroll Bank Holidays

HolidayDateDay of WeekLOP Operating HoursNote
New Year’s DayJan 1, 2026ThursdayClosed
Office Closed: No Processing on Thursday(1/1)

Lone Oak Payroll will be closed on Thursday(1/1) and unable to process any payroll activities, including data entry or financial transactions.

Wednesday Check Date Unavailable
  • If your regular check date is Thursday, it will automatically move to Friday(1/2).
  • To request a Wednesday(12/31) check date instead:
    • Contact Lone Oak Payroll in advance.
    • Payroll must be entered and ready by Monday(12/30) at 12:00 PM (CST).
    • All financial transactions must be completed by COB Tuesday.

*Note* Wednesday check dates are not guaranteed and are subject to approval and processing capacity.

Adjusted Processing Deadlines
  • For a Friday Check Date:
    • Payroll Entered & Ready by: Wednesday(12/31) at 11:00 AM (CST)
    • Wire Received by: Wednesday(12/31) at 3:00 PM (CST)
Martin Luther King Jr. DayJan 19, 2026Monday8:00 - 4:30 (Normal)
Banking Holiday: Limited Operations on Monday(1/19)

Lone Oak Payroll will be open on Monday(1/19), but no financial transactions (ACH uploads, wire transfers, etc.) can be processed due to the banking holiday.

  • The earliest possible delivery of payroll funds is Tuesday(1/20), but this will incur a Same Day ACH fee.
  • To avoid additional fees, the earliest available delivery is Wednesday(1/21).
Washington’s Birthday (Presidents Day)Feb 16, 2026Monday8:00 - 4:30 (Normal)
Banking Holiday: Limited Operations on Monday(2/16)

Lone Oak Payroll will be open on Monday(2/16), but no financial transactions (ACH uploads, wire transfers, etc.) can be processed due to the banking holiday.

  • The earliest possible delivery of payroll funds is Tuesday(2/17), but this will incur a Same Day ACH fee.
  • To avoid additional fees, the earliest available delivery is Wednesday(2/18).
Memorial DayMay 25, 2026MondayClosed
Office Closed: No Processing on Monday(5/25)

Lone Oak Payroll will be closed on Monday(5/25) and unable to process any payroll activities, including data entry or financial transactions.

  • The earliest available delivery of payroll funds is Tuesday(5/26), but this will incur a Same Day ACH fee.
  • To avoid additional fees, the earliest standard delivery is Wednesday(5/27).
Juneteenth National Independence DayJun 19, 2026Friday8:00 - 4:30 (Normal)
Banking Holiday: Limited Operations on Friday(6/19)

Lone Oak Payroll will be open on Friday(6/19), but no financial transactions (ACH uploads, wire transfers, etc.) can be processed due to the banking holiday.

Friday Check Date Unavailable
  • If your regular check date is Friday, it will automatically move to Thursday.
Adjusted Processing Deadlines
  • For a Thursday Check Date:
    • Payroll Entered & Ready by: Tuesday(6/16) at 11:00 AM (CST)
    • Wire Received by: Wednesday(6/17) at 3:00 PM (CST)
Independence DayJul 3, 2026FridayClosed
Office Closed: No Processing on Friday(7/3)

Lone Oak Payroll will be closed on Friday(7/3) and unable to process any payroll activities, including data entry or financial transactions.

Friday Check Date Still Available
  • Banks will be open on Friday, so a Friday check date is still available. That said, Lone Oak Payroll we will be closed, so our team will be unavailable to handle any ACH Returns, Same Day payments, or corrections. If you have concerns about needing last minute payroll processing, we recommend contacting our team to move to a Thursday check date instead.
Adjusted Processing Deadlines
  • For a Thursday Check Date:
    • Payroll Entered & Ready by: Tuesday(6/30) at 11:00 AM (CST)
    • Wire Received by: Wednesday(7/1) at 3:00 PM (CST)
Labor DaySep 7, 2026MondayClosed
Office Closed: No Processing on Monday(9/7)

Lone Oak Payroll will be closed on Monday(9/7) and unable to process any payroll activities, including data entry or financial transactions.

  • The earliest available delivery of payroll funds is Tuesday(9/8), but this will incur a Same Day ACH fee.
  • To avoid additional fees, the earliest standard delivery is Wednesday(9/9).
Columbus DayOct 12, 2026Monday8:00 - 4:30 (Normal)
Banking Holiday: Limited Operations on Monday(10/12)

Lone Oak Payroll will be open on Monday(10/12), but no financial transactions (ACH uploads, wire transfers, etc.) can be processed due to the banking holiday.

  • The earliest possible delivery of payroll funds is Tuesday(10/13), but this will incur a Same Day ACH fee.
  • To avoid additional fees, the earliest available delivery is Wednesday(10/14).
Veterans DayNov 11, 2026Wednesday8:00 - 4:30 (Normal)
Banking Holiday: Limited Operations on Wednesday(11/11)

Lone Oak Payroll will be open on Wednesday(11/11), but no financial transactions (ACH uploads, wire transfers, etc.) can be processed due to the banking holiday.

If you’re regular check date is Wednesday, it will be automatically moved to Thursday.

Adjusted Processing Deadlines
  • For a Thursday Check Date:
    • Payroll Entered & Ready by: Monday (11/9) at 11:00 AM (CST)
    • Wire Received by: Tuesday (11/10) at 3:00 PM (CST)
Thanksgiving DayNov 26, 2026ThursdayClosed
Office Closed: No Processing on Thursday(11/26)

Lone Oak Payroll will be closed on Thursday(11/26) and unable to process any payroll activities, including data entry or financial transactions.

Thursday Check Date Unavailable
  • If your regular check date is Thursday, it will automatically move to Friday.
  • To request a Wednesday check date instead:
    • Contact Lone Oak Payroll in advance.
    • Payroll must be entered and ready by COB Monday(11/23)
    • All financial transactions must be completed by Tuesday(11/24) at 3:00pm (CST)
Adjusted Processing Deadlines
  • For a Friday Check Date:
    • Payroll Entered & Ready by: Tuesday(11/24) at 11:00 AM (CST)
    • Wire Received by: Wednesday(11/25) at 3:00 PM (CST)
Christmas DayDec 25, 2026FridayClosed
Office Closed: No Processing on Friday(12/25)

Lone Oak Payroll will be closed on Friday(12/25) and unable to process any payroll activities, including data entry or financial transactions.

Thursday Check Date Unavailable
  • If your regular check date is Friday(12/25), it will automatically move to Thursday.
  • To request a Wednesday check date instead:
    • Contact Lone Oak Payroll in advance.
    • Payroll must be entered and ready by COB Monday(12/21)
    • All financial transactions must be completed by Tuesday(12/22) at 3:00pm (CST)
Adjusted Processing Deadlines
  • For a Thursday Check Date:
    • Payroll Entered & Ready by: Tuesday(12/22) at 11:00 AM (CST)
    • Wire Received by: Wednesday(12/23) at 1:00 PM (CST)
New Year's DayJan 1, 2027FridayClosed
Office Closed: No Processing on Friday(1/1)

Lone Oak Payroll will be closed on Friday(1/1) and unable to process any payroll activities, including data entry or financial transactions.

Thursday Check Date Unavailable
  • If your regular check date is Friday(1/1), it will automatically move to Thursday.
  • To request a Wednesday check date instead:
    • Contact Lone Oak Payroll in advance.
    • Payroll must be entered and ready by COB Monday(12/28)
    • All financial transactions must be completed by Tuesday(12/29) at 3:00pm (CST)
Adjusted Processing Deadlines
  • For a Thursday Check Date:
    • Payroll Entered & Ready by: Tuesday(12/29) at 11:00 AM (CST)
    • Wire Received by: Wednesday(12/30) at 1:00 PM (CST)

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